Dear Advisor:

My name is Patrick Sullivan, CEO of ScenarioNow Inc. I am a financial advisor with 12 years of experience in securities, insurance and trust sales. Psychologist, Dr. David Lazenby, PhD, and I are co-creators of RetireNow™ - a powerful new financial software program.

We built RetireNow to fill a gap in the retirement/estate market for a program that merged powerful analysis with attractive and understandable graphics - something that could be used in the backroom or directly with a client.

RetireNow's strength is that it was designed to illustrate multiple scenarios quickly, eliminating costly and unnecessary delays in the planning and sales process. You can quickly illustrate changes in retirement age, standard of living, interest rates, asset ownership, liquidation order of assets … and many more variables - visually.

Together with our VIP Selling™ training, it results in a powerful system to capture customers' attention, engage them, and motivate action faster. These products have been field tested on thousands of clients and prospects. The results…

• "This software is Great! I do not know of any software out there that can combine multiple sources of income, expenses, and assets to get a clear picture of a client's financial situation as well as be able to do 'what if scenarios'. The program is also designed to be interactive with your client. Keep up the great work ScenarioNow!" Gregory G. Downey, CTFA, Senior Vice President, Firstar Bank, N.A.

• "I've used ScenarioNow software for one week in the field with my laptop. Being cautious, I tried it out with my best clients. Much to my surprise, I uncovered three investments from these "A" clients that were with other brokers from years past. Transferring those annuities netted ten times what I paid for the software. I'm very anxious to use it on all my client base." Douglas E. Loner, CLU, ChFC, Senior Vice President, First Union Securities

• "I think the RetireNow software is the most practical, yet powerful software on the market. It allows the planner to enter as many variables as are needed to carry out the plan's purpose, yet provides a very useful client friendly interactive tool to fully engage the client. Sometimes I have to peel them off the screen." Carol Cantrell, CPA, Vice President, Briggs & Veselka Co.

We are confident that RetireNow can help save you time and make you money. We invite you to try it and look forward to finding how we can contribute to your success.

Regards,

Patrick J. Sullivan, President
ScenarioNow, Inc.